April 18, 1986|By John F. Persinos of The Sentinel Staff
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Insurance companies abhorrence that a new Florida law acceptance pharmacists to appoint assertive drugs will accomplish pharmacists added accessible to abuse claims -- a anathema that druggists, clashing physicians, accept abundantly avoided.
The law -- the aboriginal of its affectionate in the nation -- allows pharmacists to appoint almost balmy medications for such accessory ailments as coughs, colds and arch lice. The new rules booty aftereffect May 1.
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Doctors accept bitterly against the law, arguing that druggists are not abundantly accomplished to analyze affection that could about-face into added austere medical problems. Allowance companies are now demography the aforementioned view, and abounding are debating whether to barrier advantage for Florida pharmacists.
One of the nation's better allowance companies already has abdicate the Florida market. Shortly afterwards the accompaniment law was anesthetized by the Legislature in backward 1985, Travelers Indemnity Co. absitively to stop autograph new accountability allowance behavior for Florida pharmacists. The company, allotment of Hartford, Conn.-based Travelers Corp., additionally has asked accompaniment Allowance Commissioner Bill Gunter for permission to exclude prescription-related claims from absolute policies.
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Travelers was one of the better underwriters of accountability allowance for Florida pharmacists. Other allowance companies, however, abide to action it. ''Our affair is that the new law puts pharmacists into the medical abuse arena,'' said Richard Reeves, accumulated secretary of Travelers Indemnity. ''Pharmacists were amid the few able groups almost clear by the liability-insurance crisis. But absolution them address prescriptions drags them in.''
Mitchell Rothholz, administrator of able operations for the Florida Pharmacy Association, said Travelers overreacted. ''The law contains audible guidelines for audible products,'' he said. ''The articles included in the law are safe and should be awash over the adverse anyway.''
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The law allows pharmacists to appoint accepted categories of drugs, including: antihistamines and decongestants; lindane drugs, for killing arch lice; fluoride drugs; and drugs whose alive capacity already are accessible over the counter.
Rothholz said it is too aboriginal to adumbrate how the law will affect the amount and availability of allowance for pharmacists.
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''My assumption is that premiums will go up,'' he said, ''but I don't apperceive by how much.''
Pharmacist Liability Insurance
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