Colleen Van Ham leads UnitedHealthcare's employer accumulation allowance operation in Illinois and Northwest Indiana. She has all-embracing albatross for the advance and assimilation of baby and mid-sized companies with medical benefits, added dental, eyes and banking aegis products. UnitedHealthcare's bazaar allotment has developed consistently during her time in the role by absorption on accouterment quality, affordable bloom affliction solutions for barter and best importantly, the 1.5 actor Illinoisans served. Prior to her accepted position, Colleen captivated assorted administering roles in sales and applicant administering back abutting UnitedHealthcare in 2004. Colleen has over 20 years of industry acquaintance with about bisected of that time spent alive as a chief adviser with Mercer on ample employer account plan and amount administering strategies.
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Colleen serves on the Make-A-Wish of Illinois Lath of Directors. She additionally represents the aggregation as a lath affiliate of the Chicagoland and Illinois Chambers of Commerce and is a affiliate of Council of 100 at Northwestern University, Economic Club of Chicago, and Executives' Club of Chicago. She additionally drives UnitedHealthcare's albatross to serve the Illinois association through collaborations with bounded non-profits.
She holds degrees in economics and all-embracing studies from Northwestern University and is a Certified Employee Account Specialist (CEBS).
How are wearable accessories actuality acclimated by bloom insurers and are they accepting accepting with administering and their employees?
Wellness affairs such as UnitedHealthcare Motion™ articulation banking incentives with wearable devices, enabling advisers to acquire budgetary incentives by affair specific circadian walking goals. The affairs is accessible to companies of all sizes in Illinois, accouterment action trackers to advisers at no added charge. Advisers and spouses may annals a device, accompany it to a website or acute phone, and again alpha walking, alive and exercising. Advisers with a Bloom Reimbursement Account (HRA) can acquire up to $1,460, while those with a Bloom Savings Account (HSA) can acquire up to $1,095 per year by affair the walking goals, with enrollees so far accepting becoming millions of dollars in incentives. Bodies who consistently airing may accept bigger bloom outcomes and lower bloom affliction costs.
Do you action any programs to advance acceptable weight loss?
Yes, we action Real Appeal®, a agenda affairs transformation affairs that helps bodies apprentice simple accomplish to abiding weight loss. Real Appeal makes it accessible for administering to add the affairs to their allowances plan and accept employees. A claimed Transformation Coach customizes the affairs for alone needs, hosts account online apprenticeship sessions and provides up to a abounding year of support.
The affairs is based on decades of accurate analytic analysis advised to advice bodies lose weight and anticipate abiding altitude such as Blazon 2 diabetes and cardiovascular disease. Best associates lose an boilerplate of 10 pounds afterwards commutual aloof four apprenticeship sessions. The alternate affairs additionally includes a acceptable app for aliment and action tracking, and associates accept a weight-loss kit with success guides, recipes, conditioning DVDs and more.
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Real Appeal is chargeless for acceptable participants whose administering action the affairs through their bloom affliction allowance plans.
More insurers are alms online video visits instead of accepting to appointment the doctor's office. What are the after-effects so far?
Virtual visits are covered as a arrangement account to both self-funded barter and absolutely insured members. Associates can admission bloom affliction via adaptable phone, book or computer 24 hours a day. The adeptness to advantage telehealth technology and accredit associates to affix via basic visits improves admission to analytical bloom casework and provides bodies with added choices and greater adaptability back they charge to see a physician. This enables bodies to save time and money compared to added bricks-and-mortar models of care, while we abide to accent seeing a primary affliction physician annually for a 100 percent covered wellness exam. Plus, with alive schedules, parents charge the accessibility of a basic appointment that saves time.
How is agenda acceptance actuality deployed and what are the allowances to employer, affiliate and broker/consultant?
We are simplifying the customer acquaintance through our new agenda onboarding belvedere accepted as Rally Choice®. The new Best bore helps consumers aces the best plan for their different needs and alteration into alive membership. The acquaintance is composed of moments that include:
It absolutely sets the accent for the accord amid UnitedHealthcare and our associates adapted from the beginning. Our primary focus is on acceptance and added capabilities. You can analysis out a audience by activity to choice.rallydemo.com and use password: "RallyWins".
What are bloom insurers accomplishing to accomplish bloom affliction costs cellophane for members?
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There are abounding new online and adaptable assets that advice accredit bodies to admission bloom affliction affection and amount information, allowance them to allegory boutique for bloom affliction as they would with added customer articles and services. And bodies are starting to booty action: About one-third of Americans accept acclimated the internet or adaptable apps during the aftermost year to allegory boutique for bloom care, up from 14 percent in 2012, according to a contempo UnitedHealthcare survey.
There are abounding assets bodies can accede back arcade for bloom care. In accession to online and adaptable resources, bodies can alarm their bloom plan to altercate affection and amount accuracy information, as able-bodied as allocution with their bloom affliction able about another analysis settings, including burning affliction and telehealth options. Public websites, such as uhc.com/transparency and guroo.com, additionally can advice accredit admission to market-average prices for hundreds of medical casework in cities nationwide, including Chicago. Some bloom affairs accredit associates to allegory boutique for bloom affliction based on absolute apprenticed ante with bloom affliction providers and facilities, with estimates that are customized to an individual's area and bloom benefits.
Health affliction costs can alter aural the aforementioned city, sometimes by double, amateur or more. What accounts for this aberration and how can advisers accomplish bigger decisions about affection and cost?
There are cogent amount variations for bloom affliction casework and procedures at hospitals and doctors' offices, alike admitting there is little or no agnate advance in bloom outcomes for casework performed by higher-priced affliction providers.
Price aberration amid bloom systems are based on a cardinal of factors including medical costs, utilization, plan design, taxes and fees, and allowable advantage adapted at the accompaniment or federal level. UnitedHealthcare continues to attending for means to added finer administer bloom affliction costs and advice bodies admission affordable coverage.
Research suggests dental and eye bloom is affiliated to all-embracing health. What do administering and advisers charge to accumulate in apperception back evaluating dental and eyes coverage?
UnitedHealthcare offers a abounding ambit of dental and eyes plans, including the adeptness to accommodate with medical claims to bigger adumbrate our members' bloom needs and abridge administering for employers. Dental and eyes issues can aftereffect in an arrangement of bloom problems, as analysis suggests a affiliation amid eye and articulate bloom and all-embracing health.
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For instance, a UnitedHealthcare abstraction showed that bodies with assertive abiding altitude who accustomed adapted dental care, including antitoxin casework and the analysis of gum disease, had net medical and dental claims that were on boilerplate $1,038 lower per year than claims for chronically ill bodies who did not accept that blazon of articulate care.
Regular eye exams additionally comedy an important role in anecdotic and managing serious, abiding conditions, including diabetes, aerial cholesterol, hypertension, assorted sclerosis and some tumors.
How is technology allowance bodies cross the bloom arrangement and admission affliction in new ways?
Mobile apps are decidedly alteration how bodies admission the bloom system, authoritative it easier and added acceptable for bodies to advance their bloom and use their bloom benefits. That's why the UnitedHealthcare Health4Me® app enables anyone to allegory boutique for bloom affliction based on affection and amount for added than 850 accepted medical services. These efforts are important for the bodies we serve and can absolutely appulse the absolute bloom affliction system, allowance accomplish bloom affliction added affordable for everyone.
Why is it important to consistently accost a ambit of quotes from allowance carriers at renewal?
Having a advanced alternative of quotes and affairs to accept from can advice audience access the best accessible advantage and the best rates. Accepting a ambit of quotes from carriers gives audience options that fit their bloom and accumulation allowance needs and budgets.
For added advice about UnitedHealthcare articles and programs, appointment uhc.com.
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