Kids branch off to college? Amica reminds parents to analysis allowance behavior
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Most homeowners and auto allowance behavior accommodate some advantage for full-time acceptance active abroad from home. But parents should acquaintance their allowance companies to ensure there's abundant advantage - as able-bodied as whether premiums can be bargain while acceptance are at school.
LINCOLN, RI, Aug. 31, 2012 – As acceptance arch off to academy this fall, Amica Allowance reminds parents to analysis their auto and home behavior to accomplish abiding accouchement are covered – and for accessible savings.
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"Today's academy acceptance generally accompany with them a array of big-ticket accessories – including computers, televisions, stereo apparatus and smartphones," said Ben Mellino, an abettor carnality admiral with Amica Insurance. "A parent's homeowners action provides some advantage for a full-time apprentice active abroad from home, if their accouterments are absent or stolen. But it may not be enough."
Typically, advantage for a student's accouterments is bound to 10 percent of the claimed acreage banned on the family's homeowners policy, Mellino said. So parents may appetite to acquirement added allowance to awning specific items, including computers and electronics.
If your adolescent is demography a car to college, the parent's auto allowance action will best acceptable awning it as continued as the agent is registered to the ancestor as owner, Mellino said. And if a apprentice is not demography a vehicle, the ancestor may be acceptable for a abridgement in auto allowance premiums. Acquaintance your allowance aggregation for details.
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Here are a few aegis precautions to booty afore bringing big-ticket accouterments to school:
"Good luck to students, and their parents, as classes get underway this fall," Mellino said. "And bethink to analysis with your allowance aggregation if you accept any questions about coverage. It can advice accommodate at atomic a little accord of apperception while they're away.
About Amica Alternate Insurance
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Amica Alternate Allowance Company, the nation's oldest alternate insurer of automobiles, was founded in 1907. The company, with accumulated address in Lincoln, RI, is a civic biographer of automobile, homeowners, abyssal and claimed awning accountability insurance. Life advantage is accessible through Amica Life Allowance Company, a wholly endemic subsidiary. Amica employs added than 3,100 bodies in 40 offices beyond the country.
CONTACT: Vince Burks, Accumulated Communications, 50 Amica Way,Lincoln, RI 02865-1155, 800-652-6422, ext. 24563
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